Scale Planner SEND THE BUDGET?

Cash required to ramp at NCPA £43.38 · built 2026-06-10 · starts from £30,000 cash, £2,954/day spend · legacy cohorts rebill at locked old price

Scenarios

ScenarioCash troughExtra cash neededCF+ monthCash at endRevenue at endMER at end
A: to £10k/day by month 6, hold [net-30]£8,601 (m3)£07£2,069,558£906,711/mo3.02
A: to £10k/day by month 6, hold [net-60]£34,428 (m1)£04£2,232,285£906,711/mo3.02
B: £10k by m6 → £30k/day by m14, hold [net-30]£3,179 (m6)£07£6,152,478£2,702,472/mo3.00
B: £10k by m6 → £30k/day by m14, hold [net-60]£34,428 (m1)£04£6,748,137£2,702,472/mo3.00
C: ramp to £100k/day by month 24 [net-30]£3,179 (m6)£07£7,787,461£7,879,381/mo2.63
C: ramp to £100k/day by month 24 [net-60]£34,428 (m1)£04£9,622,665£7,879,381/mo2.63
FAST: £10k/day by m3 → £30k by m9 [net-30]£-131,392 (m8)£131,3929£4,646,756£2,641,380/mo2.93
FAST: £10k/day by m3 → £30k by m9 [net-60]£21,238 (m3)£04£5,216,897£2,641,380/mo2.93
MAX: £100k/day by month 12 [net-30]£-738,733 (m12)£738,73313£9,019,656£8,327,129/mo2.78
MAX: £100k/day by month 12 [net-60]£31,006 (m3)£04£10,955,276£8,327,129/mo2.78
C + CAC drift to £53 at £100k/day [net-60]£34,285 (m1)£025£2,693,852£6,491,753/mo2.16
"Extra cash needed" = funding required so the bank account never goes below zero (raise, credit line, or slow the ramp). Assumes CAC flat at £43.38 (Menard/Rise evidence: CAC drifts only ~£10 from £10k→£150k/day at natural CAC), fixed costs £5,000/mo, VAT netted per order.

Cash position by month (net-60 terms)

£-1,450k£0k£1,450k£2,900k£4,350k£5,800k£7,250k£8,700k£10,150km1m6m12m18m24m30A: to £10k/day by month 6, hold [net-60]B: £10k by m6 → £30k/day by m14, hold [net-60]C: ramp to £100k/day by month 24 [net-60]FAST: £10k/day by m3 → £30k by m9 [net-60]MAX: £100k/day by month 12 [net-60]C + CAC drift to £53 at £100k/day [net-60]

The MER lag (scenario C) — why it feels worse while you scale

1.01.52.0m1m6m12m18m24m30
MER dips during every ramp leg because rebills lag spend by 3+ months, then recovers as cohorts mature. Judge scaling months on cohort paybacks, not blended MER.